Aave, Morpho and Compound float. Avadhi clears fixed-rate loans across 30, 90 and 180-day markets — a treasurer prices the cost of capital on day one, not day ninety.
Aave, Morpho and Compound are variable-rate and perpetual by design — excellent for open-ended liquidity, unusable for a 90-day obligation that needs a known cost on day one.
Each market stands alone. A shock in the 30-day pool cannot touch the 180-day pool — isolation is structural, not a parameter.
Lenders buy below par today. The note accretes on schedule and redeems at exactly par on the maturity date — no coupons, no variability.
Borrowers and lenders clear at a single rate for that tenor — a price discovered by the market, not a pool average smeared across durations.
A discount note bought today accretes toward par on a fixed schedule. No coupon dates, no rate resets — just a straight line from issuance to maturity.
Walk through the full cycle →A payment is due in 90 days. Avadhi gives you a rate locked before you draw — isolated from liquidity shocks elsewhere in DeFi.
Choose a tenor and let the rate clear. No perpetual exposure, no utilization curve to watch every morning.
Explore live markets, or read the mechanism in full before you commit capital.